Category Archives: Top Ten Lists

by admin

10 ways to lose your money

10 ways to lose your money without gambling, giving it away, or even really spending it.

Keep special note when I say ‘even really spending it’ — Really spending it means you go to a store to deliberately spend money. Although losing money generally requires some spending. So let’s talk about some of the ways you can lose your money.

1) The first obvious way is to actually lose it. Forgot where your wallet was, or dropped some bills in the space between the door and the floor of your car. However you won’t ever purposely lose money.

2) The next way is to break larger bills into smaller ones. Nothing eats at money faster than breaking a large bill. It’s like ice; you break it up into small pieces it melts quicker. So your money would melt quickly too.

3) When you go grocery shopping, buy items that is not on your list and that are not on sale. These are usually fattening items that are really tasty, but usually kind of expensive (at least for what they are, for instance you could spend 5 dollars on a 2lb brick of cheese, or you could buy that artisan cheese for double the price and half the size). Items not on your list mean you didn’t budget for them (assuming you budgeted at all), and so can end up costing you more money by the end of your shopping trip.

4) Don’t follow a budget. That’s an easy one; I mean just spending willy-nilly means that you ultimately will spend more than you should. If you’re using credits cards this could eventually lead to bankruptcy, which could be considered the ‘Monday’ way as if it’s too large your lawyer will get you to pay much less. Of course this is usually after the credit card company has soaked you dry for interest, in which case you don’t actually pay less, but going into bankruptcy does lead into a stopping point.

5) Don’t balance your check book. If you don’t know how much money you have in the bank, you can lose the money by overdrawing your account. Especially if you have a fee associated with overdrawing or a fee when your bank account contains less than a certain amount of money.

6) Along with the credit card suggestion above is interest. If you use a credit card with a high enough interest then your late payments will simply bleed you dry of money. So use a credit card with a high amount of interest and make those payments late. You’ll soon be losing a lot of money that way.

7) Subscriptions. That’s right, let’s start with magazine subscriptions. While it does entail some spending, subscriptions is the kind of spending that doesn’t really feel like you’re spending it and more like you’re losing it. Especially magazines you don’t even read. Like that issue of ‘Cat Fancy’ you don’t read but only got because your Ex-Wife was into cats. Especially subscriptions that were for someone else but for one reason or another you’re still getting.

8) 900 numbers. Yep, joke lines, or something a little naughtier (that we won’t go into). They’re a big source of losing money. Especially if you have a teenage daughter and who likes to call the number of her favorite pop-star and I don’t mean personal home numbers. Actually I don’t know that people actually call those anymore, but you never know. However you’ll be bleeding money.

9) Cable TV and Internet. I actually group fiber optic service, and satellite, under the heading of cable TV as well. TV specifically. Let’s face it, some of us don’t watch TV all that much, but we buy cable just so we can catch that show that’s not on broadcast, or some movies or something. This usually costs a lot of money. Also internet, although internet is of more use nowadays, it can be losing money if you’re not using the speed you’re paying for. Why not go all out for all the pay channels and HD channels, and then go to a video kiosk or the library for your movies, or go all out at the speediest internet you can buy.

10) Finally have a family. I’m not against families, but the one thing they do well is take up money. In fact have a family and you’re guaranteed to lose money on at least one if not all the ways I’ve enumerated above. Especially if you have daughters. Mobile phones are killer in a family full of women.

So if you want to lose money without gambling or giving it away, or even really spending it (but actually spending a little bit), then use the tips I’ve shown you and you’re well on your way.

Until ‘Monday’

by admin

10 More Awesome Internet Time Sinks

Remember that article 10 Awesome Internet Time Sinks. Well I was just made aware of even MORE awesome internet time sinks. Wastin’ time since 1975. ‘Monday’ is the time-wasting capital of the world and so without further ado:

Time Sink #11: ICanHasCheezburger. Cats have been a part of the internet ever since, well, All Gore invented the internet. When sites like Youtube came online there was no shortage of cute cats doing cute things all over the internet. So someone thought of something even cuter. What if they took goofy looking pictures of cats and put funny captions in a sort of grammatically and quirky ways and then call them lolcats? And thus Lolcats were born. ICanHasCheezBurger is the premiere site for lolcats. This wastes time like nobody’s business, so sit back, relax, and say ‘awwwww’.

Time Sink #12: Hulu. Hulu is another video site but instead of user created content this features commercial content such as movies and full TV show episodes. While I don’t personally use it, I know there’s a lot of people who do, and use that as their primary sort of television programming.

Time Sink #13: Dark Roasted Blend. Now I haven’t really looked at this very much but every once in a while something interesting comes up and it linked here. Apparently it’s pretty darn popular. From their about page – The “Dark Roasted Blend” online magazine is dedicated to the on-going quest for wisdom and beauty, for all things cool and wonderful in our world, and beyond – in the spiritual realm. The “Thrilling Wonder Publication” bi-line stands for the sense of wonder that has been largely neglected in our cynical times. To that end, our “Thrilling Wonder” family of sites try to promote “the intense, wonderful and never-boring” side of things.

Time Sink #14: Damn Interesting! – As its name implies it’s a bunch of articles about interesting stuff. This stuff will just take all of your time and then some. Some of the articles include “The Wrath of the Killdozer” about a man who was so frustrated about city zoning changes that he took a bulldozer and started plowing through town, “Doctor Watson’s Phobia Factory” about a doctor who supposed that babies could be trained to fear furry moving creatures, and “The Wilhelm Scream” which is a sound effect that was created a long time ago and used on many motion pictures even until today. This is just a small sampling as there are tons more interesting articles there.

Time Sink #15: The Halfbakery. The site for half-baked ideas. According to Wikipedia – “The Halfbakery is a community-based ideas bank used by people who wish to propose and develop (not always serious) half-baked inventions. Among many similar such sites it has distinguished itself by minimalism, irreverence, and a cast of regulars whose takes on suggested inventions are often funnier than the original submission.”

Time Sink #16: Badass of the week. Well it’s pretty much what the title says. Each week it has a new ‘Badass’ it features usually some historical figure but sometimes mythological ones who were uber tough and manly. This week’s article (When the article was written) was about a wolverine, and yes the animal, named M3 in Montana’s Glacier National Park. Often fraught with humor here’s just a small sample: “it’s because wolverines are some of the most serious, hardcore, face-obliterating badasses of the animal world. Ferocious, two-foot-tall killing machines capable of dismembering all who oppose them in a frenzied torrent of gnashing sharp pointy teeth and adorable malevolence and then trotting off into the snow-covered sub-zero wasteland like a pissed-off cartoon character.” Of course there is more bad language and fun to be had by all but it is pretty hilarious.

Time Sink #17: Television Tropes and Idioms. TV Tropes is a site about devices and conventions that a writer can reasonably rely on as being present in the audience members’ minds and expectations. They claim tropes are not the same as clichés. They’ve also expanded into other media, but TV is where they started. For instance under Characters as Device it states “In service to the plot, characters are given these roles, sometimes making them just plot devices with lines. ” with a type of character device such as Adult Child which states “Typically, a main or recurring character who regularly interacts with characters noticeably younger, usually resulting in their maturity level regressing to roughly the same level (if not even lower). They’re still capable of acting their age… they just usually don’t. ” This can get pretty time consuming going through everything this site has which is why this is classified as a time sink.

Time Sink #18: Snopes. Snopes.com (warning popup) is the definitive internet reference source for urban legends, folklore and myths, rumors and misinformation. One such myth is that Walt Disney was cryogenically frozen before death which is of course false as the website says. They sometimes list some of these little tidbits with a key for whether it’s false or true or they’re not sure if it’s true. It’s pretty interesting if you’re interested in some rumor or other.

Time Sink #19: LifeHacker. “Lifehacker is a web log about life hacks and software which launched on January 31, 2005″. A hack is a software engineering term meaning a work around to make something easier or to fix something temporarily. Actually the word hack originated somewhere in the 1950′s from MIT’s Tech Model Railroad Club meaning a clever result that is done quickly, and is usually inelegant. It’s where we get the word hacker from. A life hack is a way to automate every day boring mundane tasks to make it easier and quicker. According to Wikipedia – “British technology journalist Danny O’Brien coined the term life hack after polling a group of productive geeks on the details of their work processes. O’Brien discovered a pattern among these super-productive programmers: that they devised and used “embarrassing” scripts and shortcuts to get their work done”.

Time Sink #20: Slashdot. Slashdot is billed as news for nerds and is a technology related news site. Features user submitted current affairs news stories about science and technology related topics. “Summaries of stories and links to news articles are submitted by Slashdot’s own readers, and each story becomes the topic of a threaded discussion among users. Discussion is moderated by a user-based moderation system.”

So that’s the 10 more awesome internet time sinks and great ways to waste time.

Until ‘Monday’

by admin

7 Ways to Degrade Your Memory

I realize that most people want to improve memory and increase recall. Here at ‘Monday’ we believe the cons outweigh the pros in improving memory. If you can remember stuff better you might be called on to remember dates, and places, and what not. This means responsibility, and here on ‘Monday’ we want to be irresponsible. Guys tend to forget dates their girlfriends want them to remember, however, we don’t really forget, it’s more like we don’t really want to remember. I mean think about it, you have to buy presents on significant days.

We don’t really like spending all that much, so we like to “forget” that we have to take our dates on that Valentine’s dinner. (Not entirely true, maybe it’s the one day we Men might want to remember for certain reasons, but we’re not discussing Valentine’s here.) Remember to pick up these groceries, remember your daughter’s dance recital, etc. If you improve your memory then you have to use it. If not, then you can just say “I forget” and that covers a multitude of sins.

So how can we degrade our memory so we really do forget? You know ignorance is bliss, and forgetfulness sublime, you can’t make the appointment, if you can’t remember the time.

  1. Don’t exercise. Basically exercise gives more oxygen to the brain and enhances brain chemistry. It also protects you from risk of disorders that lead to memory loss. If you want to degrade your memory then become a fat slob!
  2. Don’t sleep too much. Sleep helps our brain processes, it files information away, and it repairs damage to cells. Sleep deprivation however decreases our capacity to think and keeps all that info floating around in there. You may not want to stay awake so much you start hallucinating, but maybe you want to lose some sleep so your memory stays bad.
  3. Drink. A lot. Drinking a lot of Alcoholic beverages is a speedy way to memory loss. Ever go on a drunken binge and wake up the next day without remember what happened last night. A lot of alcohol really impairs the brain. So have fun getting drunk (except from what I hear it’s not that fun as you throw up a lot and feel lousy the next day).
  4. Depress yourself. Okay so any stress increases cortisol levels in the body and brain causing you to get fat, and causing your brain to function less. Prolonged depression inhibits the brains ability to remember anything new. So stress yourself out, depress yourself, think sad thoughts, and soon your memory won’t be doing anyone any good.
  5. De-visualize and disassociate. Basically if you visualize some imagery and associate it with some event it will help you remember it better. So my suggestion is to make sure you don’t actively think about what you have to remember; forcibly forgetting something by not associating anything in memory or visualizing anything about it. Let it go in one ear and out the other.
  6. Don’t pay attention. 8 seconds is long enough to transfer an item from short-term memory to long-term memory. When you pay attention you’re more likely to remember it later. So really don’t pay attention to anything or anybody because then you can tell them “Sorry I must have not been paying attention.” Basically don’t focus on anything and you won’t remember anything
  7. Don’t break up numbers. There’s this thing called chunking, where we remember groups, or chunks, of numbers. You usually do this for a phone number with an area code. It’s easier to remember three short sets of numbers than one long one. Don’t do any chunking you won’t remember it.

This is just 7 tips. There are many more, but I will leave them for another article. So remember, or rather forget, not to pay attention to anything and don’t associate anything with stuff you have to remember. Don’t exercise, or sleep much either.

Until ‘Monday’