Leave it until later.

SometimeLater Leave it until later.

I don’t know when I’ll get to it, if ever.

Here at ‘Monday’ we espouse the belief that you can do it later. In that spirit I have decided to write this article later. In fact I haven’t even chose a topic, title, or anything. So we’ll just leave it until then.

To-Do: Write this last article.

Until ‘Monday’

10 more ways to lose money without giving it away, gambling, or even really spending it

So here I’m going to present even more ways to lose money. The goal though is not to give it away intentionally, gamble it away, or spending it deliberately. That is, some spending is required, but not to go out to a store and buy merchandise.

1.) Cell phone contracts. Cell phone carriers are notorious for not letting people out of their contracts without a hefty termination fee. So start up a contract, and then try to cancel, so you can lose 150-200 bucks a pop.

2.) Taxes. Go to a state that has tons of taxes. High income tax rates. Sales Tax. Or better yet go to a country that has high taxes such as England who has a death tax.

3.) ATM’s other than your own bank. And sometimes ATMs that are from your own bank. Fees up the wazoo. You pay for using the ATM, you pay for not using your own bank, you pay for using your own bank, and the like.

4.) Buying objects at gas stations and convenience stores. We all know if we go to a big time grocery or drug store we’ll be saving tons of money. So instead you buy all your energy drinks and soda at a convenience store you would be losing a lot of money going there.

5.) Buy in Bulk. You know those stores that are like warehouses with huge amounts of items meant to be used at local diners in offices and so forth. These stores can potentially save you money if done correctly. However sometimes the deals seem too good to be true, so you end up buying more than you would normally thereby losing money on a lot of tasty junk food you don’t need.

6.) Having family members that get violently angry. If you have a spouse that gets angry enough to smash items of high value, then you’re probably losing money replacing all said items. Items like dishes and what not.

7.) Sales. You ever buy junk just because it’s a good deal. It’s sort of like number 5 and buying in bulk. You end up spending more buying sale items than you would have spending money any other time. Lose a lot of money that way.

8.) Eating Out too much. That’s right, restaurants can charge big bucks. Or you can go overboard in a fast food joint. If you eat out so much it actually makes you spend more money when going grocery shopping, you’re losing money.

9.) Surprise donations. Spending money to donate to a reputable charity is not losing money, however, you know when sometimes they ask you at the register of your favorite store to give to charities. Maybe you haven’t even heard of the charity and so in order not to look bad you go ahead and donate a buck or two? Before you know it you’ve given hundreds of dollars away to charities you didn’t even know existed. That’s losing money.

10.) Utilities. We all need water, and electricity, and whatever other utilities there are. But you can lose money just by leaving lights on in the house. Leaving your windows open while you have the heat on. Running the water just a little too long before it’s truly cold or hot. Leave on your computer all day. Your TV and stereo equipment. There are tons of things really. These just eat up money. We’re talking about waste here, not actually turning on stuff because you need to use it. Leaving stuff on when we’re no longer using it actually costs us money we can never get back.

So there you have it 10 more ways to lose money without really giving it away, gambling, or spending it. It all involves spending and in some cases giving away money, but you lose when those aren’t conscious decisions.

Until ‘Monday’

The top 5 pros and cons of top ten lists.

We here at ‘Monday’ think top ten lists are great, however, top ten lists can be good or bad, or in this case good and bad. Since we at “I’ll do it on Monday” are lazy we will orient the pros and cons of top ten lists to that end.

Pros:
1. Can be a great source of busy work.

2. Are easy to do

3. Can be copied from other top ten lists.

4. Can easily be made up

5. Can give you content for your blog without having any real content in them.

Cons:
1. Can lead to getting things done

2. Can make you actually productive

3. Can quickly give you more content for your blog

4. Are about things you could care less about

5. Are so easy to do that there are a billion of them all over the net.

So technically speaking that’s ten items, just five items apiece.

Until ‘Monday’